SMBC GROUP
ANNUAL REPORT 2023

CSO Director Senior Managing Executive Officer" /> CSO Director Senior Managing Executive Officer" />

Special Content:
Key Measures to Drive SMBC Group’s Future Growth

Business Strategies for Creating Value

Retail Business Unit" /> Retail Business Unit" />

Creating Social Value to Achieve Sustainability" /> Creating Social Value to Achieve Sustainability" />

SMBC GROUP
ANNUAL REPORT
2023 PDF Version

• Contents (137KB)

• Value creation at SMBC Group
• A History of Standing Side-by-Side with Customers and Society (166KB)
• MISSION & VISION & FIVE VALUES (129KB)
• Message from Group CEO (259KB)
• SMBC Group’s Value Creation Process (208KB)
• Core Policy of the Medium-Term Management Plan (FY2023 - FY2025) (195KB)
• Communication with Stakeholders (156KB)
• Message from Group CFO (216KB)
• Response to Administrative Dispositions and Efforts to Prevent Recurrence (123KB)
• Round-Table Discussion with Outside Directors (179KB)

• Business Strategies for Creating Value
• Group Structure (174KB)
• Retail Business Unit (246KB)
• Wholesale Business Unit (211KB)
• Global Business Unit (194KB)
• Global Markets Business Unit (186KB)
• Using Digital to Create the Future of Finance (298KB)
• Key Measures to Drive SMBC Group’s Future Growth (156KB)
• Multi-Franchise Strategy, Overseas Securities Business (757KB)
• Olive (252KB)
• U.S. Digital Bank (207KB)
• Creating Social Value to Achieve Sustainability (952KB)
• Human Resource Strategies to Support Value Creation (234KB)
• People who Embody Our Five Values (381KB)

• Corporate Infrastructure Supporting Value Creation
• Corporate Governance (489KB)
• Risk Management (149KB)
• Compliance (72KB)
• Customer-Oriented Initiatives (150KB)
• IT Governance (70KB)
• Cybersecurity (107KB)
• Internal Audit (68KB)
• ESG Information (185KB)
• Financial Review (138KB)